Zakat Calculator
Calculate your Zakat with a transparent breakdown of your qualifying wealth, Nisab, applicable rate and amount due.
Explore the Qur'anic and authentic Prophetic guidance behind Zakat before calculating your obligation.
This calculator covers Zakat on cash, gold, silver, livestock, agricultural produce, business assets, and investments — choose the type that applies to you in the tabs below.
Why Zakat Matters
Zakat is one of the five pillars of Islam. It is repeatedly mentioned alongside Salah, purifies wealth, and provides support to eligible recipients — it is not simply an optional charitable donation.
What is Nisab?
Nisab is the minimum qualifying amount of wealth at which Zakat becomes due, subject to the applicable conditions.
Qur'an and Sunnah Evidence
Al-Baqarah 2:43
وَأَقِيمُوا الصَّلَاةَ وَآتُوا الزَّكَاةَ وَارْكَعُوا مَعَ الرَّاكِعِينَ
“And establish prayer and give zakah and bow with those who bow [in worship and obedience].”
Sahih International · Zakah is repeatedly paired with Salah as a core act of worship, not an optional add-on.
Al-Baqarah 2:267
يَا أَيُّهَا الَّذِينَ آمَنُوا أَنفِقُوا مِن طَيِّبَاتِ مَا كَسَبْتُمْ وَمِمَّا أَخْرَجْنَا لَكُم مِّنَ الْأَرْضِ ۖ وَلَا تَيَمَّمُوا الْخَبِيثَ مِنْهُ تُنفِقُونَ وَلَسْتُم بِآخِذِيهِ إِلَّا أَن تُغْمِضُوا فِيهِ ۚ وَاعْلَمُوا أَنَّ اللَّهَ غَنِيٌّ حَمِيدٌ
“O you who have believed, spend from the good things which you have earned and from that which We have produced for you from the earth. And do not aim toward the defective therefrom, spending [from that] while you would not take it [yourself] except with closed eyes. And know that Allah is Free of need and Praiseworthy.”
Sahih International · Zakah/charity should be given from wealth of genuine value, not from what one would not want oneself.
At-Tawbah 9:60
إِنَّمَا الصَّدَقَاتُ لِلْفُقَرَاءِ وَالْمَسَاكِينِ وَالْعَامِلِينَ عَلَيْهَا وَالْمُؤَلَّفَةِ قُلُوبُهُمْ وَفِي الرِّقَابِ وَالْغَارِمِينَ وَفِي سَبِيلِ اللَّهِ وَابْنِ السَّبِيلِ ۖ فَرِيضَةً مِّنَ اللَّهِ ۗ وَاللَّهُ عَلِيمٌ حَكِيمٌ
“Zakah expenditures are only for the poor and for the needy and for those employed to collect [zakah] and for bringing hearts together [to Islam] and for freeing captives [or slaves] and for those in debt and for the cause of Allah and for the stranded traveler — an obligation imposed by Allah. And Allah is Knowing and Wise.”
Sahih International · Defines the eight categories eligible to receive Zakah.
At-Tawbah 9:103
خُذْ مِنْ أَمْوَالِهِمْ صَدَقَةً تُطَهِّرُهُمْ وَتُزَكِّيهِم بِهَا وَصَلِّ عَلَيْهِمْ ۖ إِنَّ صَلَاتَكَ سَكَنٌ لَّهُمْ ۗ وَاللَّهُ سَمِيعٌ عَلِيمٌ
“Take, [O Muhammad], from their wealth a charity by which you purify them and cause them increase, and invoke [Allah's blessings] upon them. Indeed, your invocations are reassurance for them. And Allah is Hearing and Knowing.”
Sahih International · Zakah purifies and increases wealth — a description of its spiritual function, not merely a transfer.
At-Tawbah 9:34–35
يَا أَيُّهَا الَّذِينَ آمَنُوا إِنَّ كَثِيرًا مِّنَ الْأَحْبَارِ وَالرُّهْبَانِ لَيَأْكُلُونَ أَمْوَالَ النَّاسِ بِالْبَاطِلِ وَيَصُدُّونَ عَن سَبِيلِ اللَّهِ ۗ وَالَّذِينَ يَكْنِزُونَ الذَّهَبَ وَالْفِضَّةَ وَلَا يُنفِقُونَهَا فِي سَبِيلِ اللَّهِ فَبَشِّرْهُم بِعَذَابٍ أَلِيمٍ يَوْمَ يُحْمَىٰ عَلَيْهَا فِي نَارِ جَهَنَّمَ فَتُكْوَىٰ بِهَا جِبَاهُهُمْ وَجُنُوبُهُمْ وَظُهُورُهُمْ ۖ هَٰذَا مَا كَنَزْتُمْ لِأَنفُسِكُمْ فَذُوقُوا مَا كُنتُمْ تَكْنِزُونَ
“O you who have believed, indeed many of the scholars and monks devour the wealth of people unjustly and avert [them] from the way of Allah. And those who hoard gold and silver and spend it not in the way of Allah — give them tidings of a painful punishment. The Day when it will be heated in the fire of Hell and seared therewith will be their foreheads, their flanks, and their backs, [it will be said], "This is what you hoarded for yourselves, so taste what you used to hoard."”
Sahih International · A severe warning concerning hoarding gold and silver without fulfilling the rights (including Zakah) due on it.
Quotations are given as short summaries. For full detail, see the Sources page.
Who Can Receive Zakat?
Qur'an 9:60 identifies eight categories.
- 1. The poor (al-fuqarā)
- 2. The needy (al-masākīn)
- 3. Those employed to administer Zakah
- 4. Those whose hearts are to be reconciled
- 5. Those in bondage (freeing captives/slaves)
- 6. Those in debt
- 7. In the cause of Allah
- 8. The stranded traveller
Zakat vs Sadaqah
| Zakat | Sadaqah |
|---|---|
| Obligatory where conditions are fulfilled | Voluntary |
| Defined conditions | No equivalent universal threshold |
| Specific rates for applicable assets | No fixed universal percentage |
| Recipient categories defined by Qur'an 9:60 | Broader voluntary giving |
Calculate My Zakat
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Important Note on Scholarly Differences
Not every modern financial circumstance is explicitly described in the Qur'an and Sunnah. Where contemporary assets or financial arrangements require jurisprudential interpretation, this calculator identifies the methodology used rather than presenting a disputed ruling as an undisputed textual command.
Frequently Asked Questions
What is Zakat?
Zakat is one of the five pillars of Islam — an obligation on qualifying Muslims to give a portion of their qualifying wealth to eligible recipients once specific conditions (Nisab and Hawl) are met.
Who has to pay Zakat?
Financially capable, adult Muslims who hold qualifying wealth at or above the Nisab threshold for a full lunar year (Hawl).
What is Nisab?
Nisab is the minimum qualifying amount of wealth at which Zakat becomes due, calculated against the value of gold or silver.
What is the gold Nisab?
20 dinars (classical count). Converting this to a modern gram figure is a calculation-based conversion, configured by the organization — see the Sources page for the exact figure used.
What is the silver Nisab?
200 dirhams / 5 awqiyah (classical count) — see the Sources page for the modern gram conversion used.
Is Zakat 2.5%?
2.5% (one-fortieth) applies to qualifying monetary wealth (cash, gold, silver) once conditions are met. Livestock and agricultural produce follow different, separately-established rates.
Is Zakat payable on gold jewellery?
This is a matter of genuine scholarly disagreement. This calculator uses whichever methodology Muhammadiyya Network's Islamic authority has approved — until confirmed, results involving jewellery are labeled as an estimate rather than a definitive figure.
Is Zakat payable on my house?
No. A primary residence you live in is not counted as Zakatable monetary wealth.
Is Zakat payable on my car?
No, a personal-use vehicle is not counted as Zakatable wealth.
Is Zakat payable on savings?
Yes — cash and bank balances held at or above Nisab for a full lunar year are Zakatable.
Is Zakat payable on shares?
Yes, but it depends on your purpose. Shares held for short-term resale are Zakatable at full market value. For long-term income investments, Zakat applies only to an estimated proportion representing the underlying Zakatable assets — see the "Investments" tab of this calculator.
Can I deduct my debts?
The treatment of debts and liabilities in Zakat calculations is subject to scholarly differences. This calculator clearly discloses which methodology it applied to your result.
Who can receive Zakat?
Only the eight categories named in Qur'an 9:60: the poor, the needy, its administrators, those whose hearts are reconciled, freeing captives, those in debt, the cause of Allah, and the stranded traveller.
What if I am below Nisab?
You do not currently owe Zakat on that wealth.
What if I don't know the value of my gold?
Enter the weight (in grams) and purity (karat) — the calculator uses the current market price to work out the value for you.
How is today's gold price calculated?
It is fetched from a live market-data provider (GoldAPI.io) and converted into your selected currency. The price and its timestamp are always shown alongside the result.
Is Zakat payable on my livestock?
Yes — freely-grazing livestock (sheep/goats, cattle, camels) reaching the species-specific Nisab count and held for a full lunar year are Zakatable per the Prophetic schedule; see the "Livestock" tab. Commercially fed/traded livestock may instead fall under Business Zakat rules.
Is Zakat payable on my crops?
Yes, at harvest — once the Nisab (5 wasq) is reached, with no Hawl requirement unlike monetary wealth. The rate depends on irrigation method: 10% for naturally-watered produce, 5% for artificially-irrigated produce.
This calculator is provided as an educational and calculation aid based on the Qur'an, authentic Sunnah and the methodology identified within the calculator. Complex financial circumstances may require individual scholarly assessment. Muhammadiyya Network recommends consulting a qualified Islamic scholar for cases involving complex investments, business structures, debts, inheritance, disputed ownership or other circumstances not straightforwardly addressed by the calculator.
Need Help With Your Zakat?
If your Zakat calculation involves complex business assets, investments, debts, livestock, agricultural produce or another situation not fully covered here, please contact Muhammadiyya Network for guidance.
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